But availability and qualification requirements can vary. FHA loan: Colorado borrowers with weaker credit or with limited savings for a down payment often find their best option to … Home; Financial Assistance Financial Assistance. Learn more about today's mortgage rates. First-time home buyer assistance programs in Colorado and across the U.S. offer loans, grants, down payment assistance and tax credits. Getting you … Loans may be used to repair, improve or modernize homes or remove health and safety hazards; Grants must be used to remove health and safety hazards; How much money can I get? Colorado Mortgage Rates Mortgage rates in Colorado can fluctuate, so if you're looking to buy a home or investment property it pays to do your research and compare lenders. The Best Arizona & Colorado Mortgage Company Here at Ideal Home Loans, we strive for perfection in all realms of our work. The Colorado Housing Finance Authority (CHFA) provides access to affordable homes for those with qualifying military service, those who meet income and purchase price limits, and for first-time home buyers. Through our statewide network of approved lenders, we offer: home purchase loans; and grants and second mortgage loans for down payment and closing cost assistance. USDA Rural Development staff is dedicated to assisting rural Colorado communities through its housing, business, and community programs. Rest assured that we will put our 20+ years of experience to work to not only protect you from unnecessary risk, but to position you to receive the best deal on the market. By eliminating the middle man and providing our clients with lower fees, lower rates, and faster closings, we guarantee an excellent level of … Current rates in Colorado are2.85% for a 30-year fixed, 2.35% for a 15-year fixed, and 3.03% for a 5/1 adjustable-rate mortgage (ARM). CHFA is Colorado’s trusted partner for affordable and responsible homeownership. Colorado Home Loan Programs for Veterans. Those who have not owned a home in the last three years may qualify as first-time buyers, and those who are not first-time home buyers may still qualify if … Put your new home loan in good hands with Colorado's #1 rated team of mortgage professionals. Disclaimer: Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Find a mortgage loan officer in Colorado. Loan Programs Prequalify Now Colorado Lots and Land Loans Taylor Mortgage Group can bridge a land loan to a construction loan and on to the permanent financing with literally one-stop shopping. Our mission is to increase economic opportunity and improve the quality of life for all rural Americans. Maximum loan is $20,000; Maximum grant is $7,500; Loans and grants can be combined for up to $27,500 in assistance Contact your U.S. Bank mortgage loan officer for more information about programs available in Colorado. The Local Government Financial Assistance section manages a number of grant and loan programs within the Department of Local Affairs specifically designed to address public facility and service needs. Colorado homebuyers or those refinancing a home loan can borrow up to $453,100 - $679,650 (2018) with this type of loan, depending on local home values – the first limit applies to most of the state, but higher limits are allowed for counties with higher home values. We offer Colorado home loans and mortgage lending for new construction, land purchase, owner builders & reverse mortgages. The Colorado Housing and Finance Agency, or CHFA, offers several loan programs to help qualified first-time home buyers get a mortgage.